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＜p＞ Your credit score helps lenders evaluate your ability to pay up a loan. Before you can take on a home mortgage, a car installment plan, or any type of loan, the lender or creditor will need to assess how much of a risk you are, that means, how much of a possibility the money they lend you will be returned to them within the terms and period agreed upon.＜br /＞ ＜br /＞ A person’s credit score will always play a critical role in any major acquisition procedure he/she plans to make in life. It will decide the approval of any type of loan and determine the over-all loan structure, such as interest rates and loan duration. Creditors look at these criteria to evaluate your credit score:＜br /＞ ·         Your payment history＜br /＞ ·         Amounts of outstanding debts/loans＜br /＞ ·         Your credit history duration＜br /＞ ·         Types of credit you have availed of＜br /＞ ·         Your new credit you’re applying for＜/p＞ ＜p＞ A person’s risk-assessment is highly dependent on this number. The higher the credit score, the less chance of defaulting on a loan, the more likely that the loan can be approved of.＜br /＞ ＜br /＞ It is important to take into account that a person’s credit score does not increase instantly. It calls for long-term responsibility from you to improve it and take care of it. Utilize the techniques this book provides and start improving your credit scores right away!＜/p＞画面が切り替わりますので、しばらくお待ち下さい。

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